Cover that keeps up with hospital bills.
Individual and family floater plans, plus top-up and super top-up covers — sized to real city healthcare costs, reviewed as they rise.
Adequacy is the whole game
A ₹3 lakh cover bought in 2015 doesn't survive one 2026 hospitalization in a metro. We benchmark cover against current city healthcare costs and family size, then use top-up and super top-up layers to raise cover efficiently without proportionate premium jumps.
Individual Plans
Personal cover with no sharing of the sum insured.
Family Floater
One sum insured shared across the family — efficient for young households.
Top-up / Super Top-up
Large additional cover above a deductible, at modest premiums.
Providers we advise across include National Insurance, United India, Reliance General, Bajaj Allianz General and other leading health insurers.
Leading health insurers we work with
We advise on health cover from India's leading insurers, including:
Logos and names are trademarks of their respective owners and are shown only to indicate the insurers accessible through Accord. Listing does not imply endorsement by the insurer.
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