Cover that keeps up with hospital bills.
Individual and family floater plans, plus top-up and super top-up covers — sized to real city healthcare costs, reviewed as they rise.
Adequacy is the whole game
A ₹3 lakh cover bought in 2015 doesn't survive one 2026 hospitalization in a metro. We benchmark cover against current city healthcare costs and family size, then use top-up and super top-up layers to raise cover efficiently without proportionate premium jumps.
Individual Plans
Personal cover with no sharing of the sum insured.
Family Floater
One sum insured shared across the family — efficient for young households.
Top-up / Super Top-up
Large additional cover above a deductible, at modest premiums.
Providers we advise across include National Insurance, United India, Reliance General, Bajaj Allianz General and other leading health insurers.
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